VCB Financial Group

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Bay Trust Company, a subsidiary of Bay Banks of Virginia, offers a wide range of financial products and services. It provides various wealth management, taxation and estate planning, trust, portfolio management and rollover IRA services. The company also undertakes custodial services that include book-keeping of income and investment records for commercial organizations and individuals. It provides investment advisory service in the areas of securities, mutual funds, bonds, estate settlement and testamentary trust. In addition, the company offers portfolio review services for its account holders. Its Web site provides online references and articles on trust and investment solutions. Bay Trust Company is located in Kilmarnock, Va.