Tom McMurray at Karbon Financial

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Since 2001, Tom has helped thousands of homeowners purchase and refinance their homes with Low Rates, FiveStar Service and Advice You Can Trust Tom has held roles ranging from topproducing loan officer to the head of retail sales for a national mortgage lender and now as an independent mortgage broker, hes proud to offer his clients and surrounding communities an extensive array of lowrate mortgage programs and a worldclass experience for all their real estate needs Tom has been recognized as a top performer by Mortgage Executive Magazine, National Mortgage News, Scotsman Guide and Los Angeles Magazine, among others He is also one of the highestreviewed mortgage professionals in Southern California