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K
knowyourrightsalways

12/13/2011

Provided by YP.com
I have found that a Cease & De...

I have found that a Cease & Desist Letter send by certified return reciept mail works, of course you have to be diligent and persistant. Collection companies in general, are bottom feeding-dirt bag debt collection company for several companies orthe IRS. In your letter demand that they stop calling you, and ask for a written verification or validation that you owe any monies. Also, inyour letter tell them the following on you can copy this verbatum, since it has work for me; "This account is incorrect and fraudulent". I refuse to make any payment on any account without legal validation as required by the Fair Debt Collections Act. Therefore, your client (whoever it is) and your offices have violated the Fair Credit Reporting Act in several instances. In each instance there can be a $1, 000.00 fine for violating my credit rights in the pursuit in collecting a non-validated debt.For this reason, I hereby instruct you to cease collection of this debt, for the above referenced account (Add any account number that may have been received in a debt collection letter). Further, it is my personal policy not to deal with collection agencies and I will only deal with the original creditor of this account.

You are hereby instructed to cease collection efforts immediately or face further legal sanctions under applicable Federal and State law. I plan to sue you and your company for three violations, if you firm continues this unlawful collections activity.I look forward to your acknowledgement of that you have received this letter.GIVE THIS LETTER THE IMMEDIATE ATTENTION IT DESERVES. Cordially, Then add your full name, or your name that appears on a debt collection letter Make sure & CC: The US. Fair Trade Commission

Send the letter to CBE Group Inc., as above; And once again, Be sure to send your cease and desist letter certified-return reciept mail. The letter should put a stop to their calls immediately. You may have to send at least one other letter, in the next one, get even nastier! Good Luck..PSully

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Categories
Credit Reporting Agencies, Collection Agencies
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